Buy a New Home with Just 3.5% Down + Up to $20,000 in Assistance!
Buy a New Home with Just 3.5% Down + Up to $20,000 in Assistance!
Owning a new home may be more affordable than you think! In select Ence Homes communities, qualified buyers can purchase with as little as 3.5% down when financing through our preferred lender, Patriot Home Mortgage.
You may also qualify for up to $20,000 in Utah Housing Program Assistance, which can be used toward your down payment, closing costs, and/or a permanent interest rate buydown on your qualifying mortgage loan.*
Available in: Crimson Trails, Desert Trails, & Red Trails
Ence Homes Down Payment Requirements
Qualified buyers purchasing in Red Trails, Crimson Trails, or Desert Trails may purchase with just 3.5% down when financing through our preferred lender, Patriot Home Mortgage.
Important: The 3.5% down payment is required as the initial earnest money/down payment and cannot be paid using the Utah Housing Grant. However, if you qualify, the up to $20,000 in program assistance may reimburse those funds at closing while also helping with closing costs or a permanent interest rate buydown.*
Utah First-Time Homebuyer Assistance Program (New Construction)
What: Qualified buyers may receive up to $20,000 in Utah Housing Program Assistance to help with: Down Payment Assistance, Closing Costs, Permanent Interest Rate Buydown*
Where: New construction homes with a total purchase price under $450,000.*
Who: Qualified first-time homebuyers.*
How: Contact Patriot Home Mortgage to see if you qualify for both the 3.5% down payment program and the Utah Housing Grant.
