Buying your first home may be more affordable than you think. At Ence Homes, qualified buyers can take advantage of two incredible opportunities to make homeownership more attainable: just 3.5% down through our preferred lender, Patriot Home Mortgage, and up to $20,000 in Utah Housing first-time homebuyer assistance.

If you've been waiting for the right time to buy, this could be it.

Buy with Just 3.5% Down

Qualified buyers can purchase a new home in Red Trails, Crimson Trails, or Desert Trails with just 3.5% down when financing through our preferred lender, Patriot Home Mortgage.

A lower down payment can help make purchasing a home more accessible while allowing you to move into a brand-new, energy-efficient Ence Home sooner.

Receive Up to $20,000 in First-Time Homebuyer Assistance

In addition to the 3.5% down payment option, qualified first-time homebuyers may also be eligible for up to $20,000 in Utah Housing Program Assistance.

These funds may be used toward:

• Down payment assistance
• Closing costs
• Permanent interest rate buydowns*

This assistance can significantly reduce your upfront costs and help make your monthly payment more affordable.

Available in Three Great Communities

These programs are available on qualifying homes in:

Red Trails

Our most budget-friendly community, offering thoughtfully designed homes with modern finishes, parks, and a convenient Washington location.

Crimson Trails

Our newest community featuring affordable floor plans, a brand-new model home, and a growing neighborhood close to schools, shopping, and recreation.

Desert Trails

A beautiful community offering quality craftsmanship, functional floor plans, and easy access to everything Southern Utah has to offer.

How the Programs Work Together

To qualify for the 3.5% down payment option, buyers must finance through Patriot Home Mortgage, Ence Homes' preferred lender.

Qualified buyers may also be eligible for up to $20,000 in Utah Housing assistance.

Please note: The initial 3.5% down payment cannot be paid using the Utah Housing Grant. However, if you qualify, the grant may help reimburse those funds at closing while also assisting with closing costs or a permanent interest rate buydown.*

Ready to See If You Qualify?

Homeownership may be closer than you think. Contact Patriot Home Mortgage to learn if you qualify for the 3.5% down payment program and up to $20,000 in first-time homebuyer assistance, then visit one of our model homes to find the perfect Ence Home for you.

Start your journey today in:

• 🏡 Red Trails
• 🏡 Crimson Trails
• 🏡 Desert Trails